afford the cosmetic procedure that will Help you live A more confident life.

 
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How clusivi works for you:

Create your profile at clusivi.com.

  1. Select a participating provider in your area.

  2. Set your payment schedule.

A 10% down payment starts you on the path to the NEW YOU.*

And when you reach just 85% of your full payment goal, you can have your procedure started!


Let us help you connect with a provider in your area.

We respect your privacy and promise to NEVER spam your inbox or share your information with anyone without your expressed permission.

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To help facilitate this process, please specify a provider you are interested in working with.

questions & answers:

WHAT ARE THE BENEFITS TO USING CLUSIVI?

First, let’s cover the financing alternatives if you don’t have the cash on hand to pay for your procedure:

  1. Credit cards are subject to high interest rates and fees for missed payments; if you have poor or no credit, you won’t even qualify for one.

  2. CareCredit—the financing service used by the healthcare industry—is great if you QUALIFY for it and pay your account in full by the deadline; if not, you’ll be penalized with a high interest rate and associated fees.

  3. A Personal Bank Loan (if you have good enough credit to qualify for one) is subject to an interest rate that ranges from 3% to 36%

Missing a single monthly payment or not paying the balance in full can potentially damage your credit score and prevent you from qualifying for future credit or loans.

With CLUSIVI, there is NO credit check, NO interest charged, NO debt and YOU control the payment schedule.

And when you reach just 85% of your full payment goal, you can have your procedure started!

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why would i use clusivi when I can just pay for my procedure with a credit card?

Here, let’s do the math…

Currently, the average interest rate on a credit card is 19%. The average cosmetic procedure is $5,000.

A third of Americans make only the minimum monthly payments.

It would therefore take 36 years to pay off that balance, PLUS the interest alone will cost you an additional $15,496.

The consequences if you miss a single payment:

  • your interest rate will increase

  • your credit score will be decreased

  • it will be much more difficult to get additional credit in the future.

And even if you do make more than the minimum monthly payment, you’re still paying UNNECESSARY interest fees (that still amount to hundreds of dollars) on an elective procedure that, with a little planning and patience, you can avoid altogether.

Clusivi helps you avoid falling into the trap of credit card DEBT and protects your financial well-being.

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WHY COULDN’T I JUST SAVE FOR IT MYSELF?

Absolutely! I’m sure you’ve thought about saving up for that procedure you’ve always wanted…so, why haven’t you already?

Here’s the psychology behind the “why”:

Putting money into savings tends to be a very general act; we often end up using it for whatever other emergency arises.

Plus, when our savings method (e.g., a bank savings account) isn’t directly linked to the very product or service we are hoping to eventually pay for, there’s still a sense of disconnectedness from our goal; this makes it easier for us to steer away from it.

Through CLUSIVI, you are entering into a direct purchasing COMMITMENT with your provider. 

This results in a RELATIONSHIP between you both. Your provider knows you are a legitimate buyer and not a window shopper. 

Since your provider knows you are 100% committed to using their service, you’re establishing their trust.

In addition, they now have an incentive to keep in touch with you while you are making your payments (e.g., checking in/following up on your well being before your scheduled procedure).

Plus, you’re locking in the price of your procedure from the get go. 

(The cost could otherwise increase during the time that you’re saving.)

Bottom line: with CLUSIVI, you are ACTIVELY BUYING as opposed to passively saving.

CLUSIVI GIVES YOU THE ABILITY TO AFFORD THE PROCEDURE YOU WANT!

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IS MY MONEY SAFE WITH CLUSIVI?

YES! Your scheduled payments are held in escrow and are not disbursed until you’ve reached your qualifying threshold to have your procedure started.

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CLUSIVI MAKES THE PROCESS EASY:

  1. Create your profile at clusivi.com.

  2. Select a participating provider in your area.

  3. Set your payment schedule.

A 10% down payment starts you on the path to the NEW YOU.*

And when you reach just 85% of your full payment goal, you can have your procedure started!

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get started today at clusivi.com.

ask your provider to offer clusivi as a payment option.

Share this link with your provider: ClusiviGO.com/Providers

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*10% down payment is non-refundable.